Evening, Grunger and Jigjag.
Grunger,as I'm such a Scottish Scot, I do tend to think of kilts as ... for men and boys really. I like Jigjag's term, skilt - and I think that'd be a far better option for you. You can make it as pleated as you like, as swishy as you like and you can dispense with a sporran. You'll be able to team this up with blouses and jumpers and your mayching scarf might add a touch of elegance (which would immediately be wiped out if there's any glimpses of bagpipes.)
Jigjag, I seem to remember that you had a bit of a nightmare once when it came to buying new jeans? Maybe Grunger could get a few more metres (only you can advise how many ' a few more' will be - it depends how many cafe trips you've been racking up) of tartan and run you up a pair of authentic Scottish trews.