Really nice genius - so many things link up with the theme. Cheers, Tramp!
gk, I got the same answer but can't parse it - any hints?
I only have 2 left:
22A (remove one of the 'o' words) Overdrawn one joining bank _I_R
and the final change to 11A - I can see what he's getting at but the whole answer escapes me.