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Thanks to all for answers
still stuck on some small words.
3d bury between two levels.5 ???E?
4d no more than an adverb can be 4 ???Y
12a would you have the effrontery to call this money 5 ?R?S?
24d A favourite retreat where old ghosts meet 5 ?A?n?

3d: inter
double definition -bury; among, between

12 brass
24 haunt

12 Brass

4d: only?

Thanks to all for answers
much appreciated