Hi Jazzy, I tend to be overcautious I think - my email name has nothing to do with my real name - it is a pseudo. My true friends know about this and use the pseudo.
The only weakness is when buying online - banking information are obviously given but I only give info about one account in which I keep very little money at any one time, just enough for that purpose and I top it up as and when I need to. It is a debit card as opposed to a credit card, so there is not much they can take! I hope ...
but there again, what do you do? We have to live with our time!
On top of that, I have made arrangements with my bank so that for every online payment I do, they phone me