Div is a shorthened version of dividend, as well as being a 'turnip' and a spirit.
B3 is MEN, You'll find that fits with AR*A.
Your central letters are a little awry. I think I see what you were trying to do with the second 'I' (in the 3rd row, I guess) - but it's wrong. Also there needs to be an 'A' somewhere near the bottom. Then google the last 7 letters.