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A few that I can't see why;

10d. Grant perhaps covering credit with special terms about making plans(11) I have - Cartography

14a.Royal Academy preserve housing Queen gives profiteering landlord(7) - Rackman?(km=Queen????)

38a. Model driven on test such internally is without 19(3-11) - Non-Destructive.
PS The answer to 19 is Breakage.

RACHMAN is correct spelling giving HM = Queen

Doh!
Thank you Pauline.

Meant to add that then gives CAN = preserve

10d Grant = cary; credit = HP; special terms = argot. Cartography is correct

thanks terry
I had the Cary(grant)bit but I thought 'special terms' was referring to HP (Hire Purchase). All clear to me now though.cheers.

38a. Model driven on test such internally is without Breakage(3-11) - n?n - ?e?t?u?t?v?

In case you still want the explanation ...

NON-DESTRUCTIVE = anagram of 'driven on test' + 'uc' ('such internally).

Thank you JimC
It was bugging me. I knew it was an anagram but I just couldn't see the 'such internally' part.