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Three left I cannot fathom. Suspiciously, they all cross 28a

15d. You are out of tune, I tell you plainly (5,4) T-A-S/-L-T
Something FLAT, I think.

13d In conversation, speak out, beginning to engage one that's near (10). -H-A-S-A-E. CHEAPSKATE fits but makes no sense.

25d. Stumble over, having drunk too much of this (4) -I-S. No idea about this.

Any help gratefully accepted.

15D; that's flat

thats flat?
pils - from slip.
anag of speak in chat plus E(ngage). near means stingy or careful with money etc.

25D; Pils (slip backwards)

cheapskate is an anadram of speak in chat + beginning of engage, meaning near as in tight or stingy

Thank you, Elle. I think I should have got that one.

Pils, of course, and not spotting an anagram! Tevor and chrise, thank you. I feel a bit sheepish about asking for help with those!