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Am really stuck this week if anyone could please help.

23a Invitation to spend 20 pound notes, maybe (4,2,3,3,3)
S-O-/--/A--/---/o--

15d Decided reluctantly at first to stop having lifts on pickup truck . (8) no letters

11a Frillies do not go with tie-take top off.
(8) -----R--

11a Lingerie

23a. Think ice cream and the answer will come to you.

Thank you Annie and Stella