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All finished apart from this
16D: Moment before closure of account in bank behind closed doors (8)
Answer is 'secretly' (definition 'behind closed doors')
sec = moment?
but cannot parse the rest of the clue.
Please can someone explain?

Hi Elle, sec + [(accoun)t in rely]

Closure of account - t in rely - bank?- sec re t Ly?

Thank you, Ginge and AB!
I'm very grateful - I've been puzzling over that off and on for a while now - I hated to give in, but just couldn't see it!