Oh dear!. This is the first time I have tried this crossword and it's not easy.
Please will someone help me with the last three? I just don't understand them at all.
14a 'Town or county councillor in his section of study'(12)
20a 'Line in general not normally something to get a reaction' (8)
13d 'For now, mostly fat round maidens like women-only bars'(10).