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Stuck on 3 (probably the easiest three in the crossword )
3d. Spot on soft fabric - P_A_E (I suspect the 4th letter is 'C'
25d. Girl left out Jack - A__
27a. Without authority one seizes penniless loan shark
_ _ _R_R
These three to complete ST4475. Thank you in advance

Place (p/soft+lace)
?
Usurer (usurper, minus the 'p')

25 Looks like ASS. Lass minus L.