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13d, 10 letters, Ring up clubs for bridge game
23d, 5 letters, Record tips from sea captain in Malaga brothel
25a, 5 letters, Tough actions regularly backed in Antipodean region
Last 3 of a really tough crossword - too many dodgy clues for my liking !

23 annal 25 otago

13 poohsticks

Thanks Tommy, ..why annal, just can't figure it out....!

last letters-tips-of last 5 words

Ouch...bit too clever for me and mine ! Lot to learn...